网络与信息安全学报 ›› 2018, Vol. 4 ›› Issue (4): 63-71.doi: 10.11959/j.issn.2096-109x.2018029

• 学术论文 • 上一篇    下一篇

面向征信的区块链模式设计与应用研究

郭树行,宋子琦   

  1. 中央财经大学信息学院,北京 102206
  • 修回日期:2018-03-21 出版日期:2018-04-15 发布日期:2018-05-30
  • 作者简介:郭树行(1978-),男,河北沧州人,中央财经大学副教授,主要研究方向为信息服务与网络科学、企业架构与IT规划设计、IT项目管理。|宋子琦(1995-),男,北京人,中央财经大学硕士生,主要研究方向为区块链技术、信息服务与网络科学。

Design and application of blockchain pattern for credit information industry

Shuohang GUO,Ziqi SONG   

  1. School of Information,Central University of Finance and Economics,Beijing,102206,China
  • Revised:2018-03-21 Online:2018-04-15 Published:2018-05-30

摘要:

根据目前我国征信体系现状,结合传统征信体系结构所产生的问题,从监管层面提出基于区块链技术的征信行业体系结构和2种数据交易模式以及征信数据交易平台技术架构,具有去中心化、安全可信、集体维护、不可篡改等特点。阐述数据交易的各个过程,探讨区块链在征信行业应用的优势:促进征信数据共享、提升对征信业监管质量、确保信息主体隐私权、有效提升征信数据维度。

关键词: 区块链技术, 征信行业, 数据交易模式, 征信体系结构

Abstract:

Based on the current status of Chinese credit information system,expounding the problems arising from the traditional credit information system structure,a credit system structure based on blockchain technology and two data transaction pattern and the technical framework of the credit data trading platform was proposed,It has the characteristics of decentralization,safe and credible,collective maintenance,and untampering.And the process of data transaction were expounded.To explore the advantage of application of blockchain in the credit and information industry:promote credit data sharing,improve the quality of supervision of the credit and information industry,ensure the privacy of the information subject,effectively improve the dimension of credit information.

Key words: blockchain technology, credit information industry, data trading pattern, credit information system structure

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