关键词: 数字经济, 平台经济, 金融业务, 监管科技

Abstract:

 In the era of digital economy, financial business in the field of platform economy is constantly deepened, and innovation in business model, product type and service mode has greatly enhanced financial support for the real economy. However, frequent disturbances in financial business in the field of platform economy, prominent problems such as market monopoly and data security, gradually add risks to the orderly development of financial business in the field of platform economy, and also make effective supervision face new challenges. Facing the unhealthy and irregular signs and trends in the rapid development of financial business in the field of platform economy, the relevant departments of the state put forward that we must resolutely correct and govern. Starting from the supervision side, this paper analyzes the risks and regulatory pain points of the financial business of the platform economy enterprises by observing the evolution process and business status quo, and proposes the use of regulatory technology and other means to build a financial risk evaluation model, so as to find the risk signs and hidden dangers in the first time and issue a timely warning. Promote the transformation of platform economic regulation to active regulation, penetrating regulation and consistent regulation..

Key words:

 Digital economy, Platform economy, Financial business, Regulation of science and technology