Big Data Research ›› 2017, Vol. 3 ›› Issue (1): 35-43.doi: 10.11959/j.issn.2096-0271.2017005

• TOPIC:BIG DATA AND CREDIT SCORING SYSTEM • Previous Articles     Next Articles

China's inter-industry credit resources adjustment of the past decade based on credit data

Qian YAO1,Huamei XIE1,Songling LIU1,Xiangju LI2,Xinhai LIU1,Zhigang JING1   

  1. 1 Credit Reference Center,the People’s Bank of China,Beijing 100031,China
    2 Jiangxi Agricultural Engineering College,Zhangshu 331200,China
  • Online:2017-01-20 Published:2017-03-17

Abstract:

The huge multisource data of enterprise credit system was applied to study strategies of industrial restructuring from the credit perspective of the past decade,and the interactive relationship between industrial restructuring and credit supply was studied.Furthermore,empirical analysis was took to study inter-industry credit resource of every economic area by establishing credit industrial change index.The studies show that the synchronization is existed between credited structure adjustment and industrial structure adjustment,however some industries and regions are obtained less credit support during the adjustment process.The research shows that credit data could provide decision support for the implementation of industrial restructuring and credit resources allocation.

Key words: industrial restructuring, enterprise credit system, supply of credit

CLC Number: 

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