Abstract:

In the era of the digital economy, financial business in the field of the platform economy is developing continuously, which has greatly enhanced the support of finance to the real economy.However, the prominent problems of market monopoly and data security in the financial business in the field of platform economy have brought risks to the orderly development of financial business in the field of the platform economy, and also brought new challenges to supervision.In the face of unhealthy and irregular signs and trends in the rapid development of financial business in the field of the platform economy, relevant departments of the state put forward the need to resolutely correct and govern.Starting from the regulatory side, through the observation platform economy enterprise financial business platform for the evolution process and 14 representative enterprises present situation of the financial business, to analyze the risk of economic enterprise financial business platform and regulatory weaknesses, technics of regulation technology was put forward to construct financial risk evaluation model, the first time found risk behavior and hidden dangers, timely warning.The transformation of platform economic regulation will be promoted into active regulation, penetrating regulation, and consistent regulation.

Key words: digital economy, platform economy, financial business, regulatory technology