Abstract:

Based on an experiment 2.4 GHz NFC（near field communication）payment service of Shanghai Telecom Corporation,the paper presents a new method of more secret and managed to build a framework of authentication application system on the basis of existed communication network,terminal mechanism and security protocol.As for a payment security model in the complex changeful network setting,the method can satisfy the level of payment security and support the load of the improved mobile phone payment system,and provide use for reference of 2.4 GHz mobile phone payment application.

Key words: security and authentication, 2.4 GHz NFC, e surfing payment, multiplication UIM card