Abstract:

Mobile payment could provide account service on the consumption of goods or service by using mobile terminals.The whole mobile payment value chain contains telecom operators,payment operators,application providers,equipment providers,system integrators,merchants and end users.Currently,the major Chinese telecom operators regard mobile payment as a new growth point of interest,and hope to quickly occupy high ground of this area.This paper gives the analysis and comparison of near-filed payment technology.Finally,some reflections and recommendations on developing near-filed payment application for telecom operators are proposed.

Key words: radio frequency identification, near-filed payment, near field communication