Big Data Research ›› 2017, Vol. 3 ›› Issue (1): 19-26.doi: 10.11959/j.issn.2096-0271.2017003

• TOPIC:BIG DATA AND CREDIT SCORING SYSTEM • Previous Articles     Next Articles

Credit scoring:basic theory and applications

Yong SHI1,2,3,Fan MENG1,2,3   

  1. 1 Key Laboratory of Big Data Mining and Knowledge Management,Chinese Academy of Sciences,Beijing 100190,China
    2 Research Center on Fictitious Economy and Data Science,Chinese Academy of Sciences,Beijing 100190,China
    3 School of Economy and Management,University of Chinese Academy of Sciences,Beijing 100190,China
  • Online:2017-01-20 Published:2017-03-17
  • Supported by:
    The National Natural Science Foundation of China(91546201)

Abstract:

Credit scoring is the foundation of market transactions all over the world.Big data analysis based credit scoring plays an immeasurable role in global economics.In the 13th Five-Year Plan of China,it has been proposed as strategic developmental goal to develop and accomplish credit scoring system in all the industries and economic departments.The development of credit scoring system,the advanced techniques in credit scoring and cases of big data based on credit scoring systems were outlined.Suggestions and prospects on big data scoring systems were concluded.

Key words: credit scoring system, data mining, big data credit

CLC Number: 

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