基于NFC技术的移动支付系统设计方案

doi:10.11959/j.issn.1000-0801.20180098

Abstract

Abstract:

The advantages,drawbacks and security of different mobile payment models were analyzed,and the defects of the existing mobile payment schemes were pointed out.To solve the above problems,a new mobile payment scheme based on the NFC and fingerprint identification was designed.The main function modules and date flow of the scheme were introduced.The prototype of the mobile payment system was realized.The main function and the whole technological process were tested,and significant references for establishing NFC based mobile payment systems were also provided.

Key words: intelligent terminal, mobile internet, mobile payment, NFC, fingerprint identification

CLC Number:

TP391

Jingwen LIU,Wei XU,Boxuan LV,Dan WANG,Wenying NIE,Ning FAN. Design of mobile payment system based on NFC[J]. Telecommunications Science, 2018, 34(2): 131-138.

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字段名	数据类型	说明
id	整数	该字段作为主键，是区分各个记录的唯一标识
user_name	字符串	银行账户的户主姓名
card_no	字符串	银行卡卡号
user_number	字符串	户主的身份证号
phone_no	字符串	户主的移动手机号码

字段名	数据类型	说明
id	整数	该字段作为主键，是区分各个记录的唯一标识
card_no	字符串	银行卡卡号
token	字符串	与银行卡卡号一一对应的PaymentToken
val_token	字符串	Token的有效日期，截止到年月日，格式为yyyy-MM-dd

字段名	数据类型	说明
id	整数	该字段作为主键，是区分各个记录的唯一标识
card_no	字符串	银行卡卡号
money	浮点小数	账户内剩余的金额
record_time	字符串	记录最后一次操作该记录时的时间，格式为年月日时分秒

字段名	数据类型	说明
id	整数	该字段作为主键，是区分各个记录的唯一标识
register_time	字符串	用户注册的时间信息，具体格式为yyyy-MM-dd-HH-mm-SS
user_id	字符串	用户的ID，是地铁票务系统中该账户唯一的标识
user_password	字符串	经过消息摘要算法处理后的密码，其逆运算不是密码明文

字段名	数据类型	说明
id	整数	该字段作为主键，是区分各个记录的唯一标识
user_id	字符串	用户的ID，是地铁票务系统中该账户唯一的标识
user_money	浮点小数	账户中钱包的金钱余额，它与银行账户中的余额相互独立
last_time	字符串	最后一次生成更新该记录的时间

Design of mobile payment system based on NFC

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有效手机号	123456789
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