我国大数据征信的挑战及对策

doi:10.11959/j.issn.2096-0271.2017004

Abstract

Abstract:

Big data credit reporting could meet the financial needs of the people who have little or no credit records,and is a useful complement to the traditional credit.The development of big data credit reporting is of great significance to the inclusive finance and the construction of social credit system in China.The current situation of big data credit reporting in the United States and China were described and the characteristics of big data credit reporting were summarized.Also,the shortcomings and challenges of big data credit reporting in China were discussed.Finally,solutions and polices were also proposed.

Key words: big data technology, credit system, credit scoring

CLC Number:

F831.2

Youyuan LI, Gang KOU. Challenge and countermeasure of big data credit reporting in China[J]. Big Data Research, 2017, 3(1): 27-34.

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