电信科学 ›› 2010, Vol. 26 ›› Issue (9): 16-19.doi: 10.3969/j.issn.1000-0801.2010.09.005

• 特别策划：移动支付技术与应用 • 上一篇    下一篇

基于统一账号的电信运营商全业务支付体系探索

李真1,张明杰1,奚中德2   

  1. 1 中国电信股份有限公司上海研究院 上海 200122
    2 中国电信股份有限公司上海分公司 上海 200041
  • 出版日期:2010-09-15 发布日期:2010-09-15

Full Service Payment System Architecture of Operator Based on Unified Account

Zhen Li1,Mingjie Zhang1,Zhongde Xi2   

  1. 1 Shanghai Research Institute of China Telecom Co.,Ltd.,Shanghai 200122,China
    2 Shanghai Branch of China Telecom Co.,Ltd.,Shanghai 200041,China
  • Online:2010-09-15 Published:2010-09-15

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摘要：

电信运营商已进入全业务运营时代，在向用户提供融合业务的同时，也需要向用户提供便捷且强有力的支付功能，以提高用户黏性。本文在分析运营商提供全业务支付优势的基础上，提出了基于统一账号的运营商全业务支付体系架构，基于该体系架构，运营商可利用优势资源向用户提供基于多种账户和多种接入方式的全业务支付系列产品，最后对运营商全业务支付提出了发展建议。

关键词: 全业务, 支付, 移动, 统一账号, 金融机构, RFID

Abstract:

Now operators have entered full service operation time,in order to enhance user stickiness,while operators provide integrated services,it also need to provide users with convenient and powerful payment.By analysising the advantages of operators to provide full service payment,this paper provides full service payment system architecture by unified account.Based on this architecture and use the advantage of resources,operators can provide users with a variety of full service payment products by multi-account and multi-access mode.Finally,we provides full service payment development proposals for operators.

Key words: full service, payment, mobile, unified account, financial institution, RFID

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