移动支付空中圈存技术研究

doi:10.3969/j.issn.1000-0801.2011.06.004

Abstract

Abstract:

As one of the core functions for mobile payment business，‘load credit over the air’technology provides a very differential and important service from traditional IC card payment business.In this paper，we not only introduce the realization principle and key problems of load credit over the air，but also research deeply into some key problems like load credit protection mechanism，trading mechanism，etc.Base on that，we put forward a feasible solution for mobile payment operators and application square in the development process of load credit over the air business.

Key words: load credit over the air, mobile payment, load credit protection mechanism, load credit trading mechanism, OTA

Xiangdong Zhang,Wenan Zhang,Yun Xie. Reseach on Load Credit Over the Air of Mobile Payment[J]. Telecommunications Science, 2011, 27(6): 14-20.

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2	中国金融集成电路（IC）卡电子钱包电子存折应用规范. 中国人民共和国金融行业标准，JR/T 0025.1-2004
3	中国电信移动支付数据短信卡片操作技术规范， 2011
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Reseach on Load Credit Over the Air of Mobile Payment

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